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Lado Lakshmi Yojana Haryana

Haryana’s Deen Dayal Lado Lakshmi Yojana: Ladli Yojana Haryana

In a nation steadily progressing towards gender equality, state-led initiatives play a pivotal role in catalyzing change. For Haryana, a state with a historically challenging child sex ratio, the Deen Dayal Lado Lakshmi Yojana (DDLLY) stands as a cornerstone of its commitment to the girl child. This ambitious scheme is more than just a financial assistance program; it is a holistic social welfare initiative designed to combat discrimination, promote girl child education, and provide a secure financial foundation for her future.

This article provides a detailed exploration of the Deen Dayal Lado Lakshmi Yojana, its key objectives, eligibility criteria, application process, and the profound impact it aims to create for families across Haryana.

Understanding the Core Mission: Why DDLLY Was Launched

The Deen Dayal Lado Lakshmi Yojana Haryana was launched with a clear and compelling vision. Its primary goals are multi-faceted, addressing both immediate and long-term challenges faced by girls and their families:

Improving the Child Sex Ratio: A fundamental objective is to create a positive environment for the birth and upbringing of girl children, thereby helping to correct the state’s gender imbalance.
Promoting Girl Child Education: The scheme actively discourages school dropouts by linking financial benefits to the continuation of education, from primary schooling to senior secondary levels.
Financial Security and Empowerment: By providing a substantial financial corpus upon maturity, DDLLY ensures that girls have access to funds for higher education, vocational training, or marriage, reducing the financial burden on parents.
Changing Social Mindsets: The scheme serves as a powerful tool for social advocacy, encouraging families to view a girl child not as a liability but as an asset to the family and society.

Key Features and Financial Benefits: A Step-by-Step Incentive Structure

The DDLLY scheme Haryana is meticulously structured to provide support at critical stages of a girl’s life. The benefits are disbursed in phases, contingent upon the girl meeting certain educational and age-based milestones.

The financial assistance under the Lado Lakshmi Yojana is as follows:

At the Time of Birth: A one-time grant of ₹5,000 is provided to the mother of the newborn girl child.
On Completion of Vaccinations: Upon the girl child receiving all required vaccinations, an additional ₹5,000 is deposited into her account.
At the Time of School Admission (Class 1st): When the girl is admitted to Class 1st, ₹5,000 is deposited.
During Primary Education (Class 6th): Upon passing Class 5th and taking admission in Class 6th, a sum of ₹5,000 is added.
During Middle School (Class 8th): After passing Class 7th and getting admitted to Class 8th, another ₹5,000 is deposited.
During High School (Class 10th): Upon successfully passing Class 9th and taking admission in Class 10th, a significant amount of ₹7,500 is provided.
During Senior Secondary (Class 12th): After passing Class 11th and getting admitted to Class 12th, a final tranche of ₹7,500 is deposited.

Maturity Amount: After the final installment at Class 12, the total accumulated amount, along with accrued interest, is transferred to the girl’s account. This maturity benefit under Lado Lakshmi Yojana typically amounts to over ₹1 lakh, providing a substantial financial cushion as she steps into adulthood.

It is crucial to note that these benefits are linked to the girl’s continuous education and are verified at each stage.

Eligibility Criteria: Who Can Avail the Benefits?

To be a beneficiary of the Deen Dayal Lado Lakshmi Yojana, the following DDLLY eligibility conditions must be met:

Residency: The parents of the girl child must be permanent residents of Haryana.
Income Ceiling: The annual income of the family from all sources must not exceed ₹2.50 Lakh. This targets the scheme towards economically weaker sections.
Birth Limit: The scheme is applicable for the first two live-born girl children of a family. This encourages a two-child norm.
Birth Date: The girl child must be born on or after January 1, 2014.
Institutional Delivery: The delivery of the girl child should have taken place in a government or accredited private health institution.
Aadhaar Requirement: The girl child and her mother must possess a valid Aadhaar number.

Application Process: How to Apply for DDLLY Haryana

The application process for the Lado Lakshmi Yojana form is designed to be accessible. The most common method is through the Haryana Women and Child Development Department.

Automatic Enrollment at Birth: In many cases, if a girl child is born in a government hospital, the enrollment is done automatically at the time of birth.
Online Application via SARAL Haryana Portal: For others, the primary method is through the SARAL Haryana portal (Service And Repository of Applications & Licenses). Parents can register and submit the application form online along with the necessary documents.
Documents Required: Key documents typically include:
- Girl child’s birth certificate
- Aadhaar card of the girl and her mother
- Income certificate of the parents
- Residence proof (Domicile Certificate of Haryana)
- Caste certificate (if applicable)
- Bank account details of the girl child

Impact and the Road Ahead

The Deen Dayal Lado Lakshmi Yojana has made significant strides since its inception. It has successfully incentivized the education of thousands of girls and provided them with a sense of financial independence. The scheme has been instrumental in shifting societal perceptions, making the girl child a symbol of pride and opportunity rather than a burden.

However, awareness remains key. Ensuring that every eligible family in remote areas of Haryana knows about the DDLLY benefits and the Lado Lakshmi Yojana application process is crucial for its maximum impact. Continuous government efforts through Anganwadi workers and local administrations are vital in this regard.

SARKARI

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